Built for the Trades.

Insurance for Connecticut's Electricians, Plumbers, Builders, and Excavators. We get you on the job site fast.

We Know You Don't Have Time to Wait

In the construction business, time is money. If you are waiting on a Certificate of Insurance (COI) to get on a job site, you are losing money.

At River East Insurance, we specialize in the trades. We understand the specific class codes, the endorsement requirements (like Blanket Additional Insureds), and the urgency of your work.

Whether you are a one-man handyman operation or a general contractor with a fleet of trucks, we build a policy that protects your tools, your employees, and your bottom line.

The "Certificate Speed" Promise

We know that a missing COI can hold up a paycheck.

Fast Turnaround: Most certificates issued within hours.
Self-Service Portal: Generate your own COIs 24/7 online.
Contract Review: We check your GC's requirements before you sign.

Essential Coverage for Contractors

General Liability (GL)

The foundation of your business. Protects you against third-party lawsuits for bodily injury or property damage caused by your work.

Slip and Fall Claims
Damage to Customer Property
Completed Operations Coverage

Commercial Auto

Your truck is your office. Personal auto policies often exclude business use. We make sure your work vans and heavy trucks are covered.

Hired & Non-Owned Auto
Tool Coverage in Transit
Higher Liability Limits

Tools & Equipment (Inland Marine)

Tools get stolen. It's a sad reality of the job. Inland Marine coverage pays to replace your tools and heavy equipment if they are stolen from a job site or vehicle.

Hand Tools & Power Tools
Excavators & Skid Steers
Rented Equipment Coverage

The Workers' Comp Challenge

Workers' Compensation is mandatory in CT, but it doesn't have to break the bank. We help you control your costs by reviewing your Class Codes and Experience Mod.

We partner with carriers like Travelers, The Hartford, and Liberty Mutual who offer "Pay-As-You-Go" billing, linking your premium directly to your payroll so you never get hit with a surprise audit bill.

✔ Audit Support: We guide you through the yearly audit process.
✔ Safety Programs: Access to safety training to lower your premiums.
✔ Subcontractor Review: We help you track certs from your subs.

Get a Workers Comp Quote

Trades We Specialize In

Electricians

Coverage for electrical failure claims, installation errors, and high-value wire theft.

Plumbers & HVAC

Protection against water damage claims, mold liability, and system failure.

Carpenters & Builders

Builders Risk policies for new construction and renovation projects.

Excavators & Landscapers

Heavy equipment coverage and liability for underground utility damage.