Connecticut Restaurant Insurance

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Owning and operating a restaurant or bar is a remarkable achievement, reflecting passion, dedication, and a commitment to creating memorable experiences for your community. It’s about more than serving food and drinks—it’s about building something meaningful and lasting. As a business owner or decision-maker, you face many responsibilities, including protecting your investment with the right insurance.

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That’s where River East Insurance stands out. We’re more than an insurance agency—we’re a trusted partner committed to your success. Known for our responsiveness, advanced technology, and strong presence in the industry, we bring a personalized approach to safeguarding your business. With access to a top-tier lineup of restaurant-specific insurance carriers, we offer tailored solutions that address your unique risks and priorities.

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At River East Insurance, we understand the challenges of running a business—managing staff, maintaining operations, handling finances, and striving for growth—because we’ve been there ourselves.  With over 10 years of experience in the food service equipment and supply industry our owner brings a hands-on background in restaurant operations giving us an insider’s understanding of the challenges you face and the risks you need to manage. 

 

We specialize in helping restaurant and bar owners prepare for the unexpected, delivering customized insurance plans that let you focus on creating exceptional dining experiences while we protect what matters most to you.

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Why Is Restaurant Business Insurance So Important?

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Insurance safeguards the restaurant business you’ve poured your hard work and passion into, ensuring it stays on track no matter what challenges arise. Despite your best efforts to keep everything running smoothly, unexpected issues can happen—and that’s where we come in.

 

At River East Insurance, you’ll have an agency that’s always in your corner.

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We understand how much you juggle every day, and the right insurance coverage can ease some of that burden. Our restaurant insurance is designed to work as hard as you do, providing reliable protection against the unexpected so you can focus on growing your business and delighting your customers.

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Protect Your Restaurant From Key Liabilities

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Running a restaurant comes with unique risks that can threaten the business you’ve worked so hard to build. At River East Insurance, we understand the challenges you face and offer tailored coverage to protect you from the unexpected.

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Food Liabilities

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Food contamination or spoilage can disrupt operations, harm your customers, and put your reputation at risk. In severe cases, it could lead to costly legal claims or significant financial losses. Our specialized restaurant insurance helps safeguard your business from these risks, covering losses related to spoiled or contaminated food.

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Employee Liabilities

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The restaurant environment is fast-paced and full of potential hazards, from sharp knives and hot surfaces to slippery floors. If an employee is injured on the job, you could be held liable. Workers' Compensation Insurance ensures your employees’ medical expenses and lost wages are covered, protecting you from liability.

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Additionally, workplace issues like harassment, discrimination, or wrongful termination can also pose risks. Employment Practices Liability Insurance provides legal protection and financial support in handling claims, helping you maintain a safe and compliant workplace.

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Liquor Liabilities

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If you serve alcohol, liquor liability is a serious consideration. Intoxicated customers can lead to property damage, injuries, or legal issues that could jeopardize your business. Our coverage helps protect you from financial losses tied to alcohol-related incidents, giving you peace of mind as you serve responsibly.

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Commercial Auto Liabilities

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If your restaurant offers delivery services, whether with company vehicles or employee-owned cars, accidents can happen. Without proper commercial auto insurance, you could face significant expenses for damages or injuries. Our policies provide the protection you need to keep your delivery services running smoothly.

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Cyber Liabilities

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Today’s restaurants rely on technology for everything from processing payments to managing reservations. Unfortunately, this can make you vulnerable to cyberattacks. If hackers access your customers’ payment or personal information, it could result in lawsuits and financial losses. Cyber liability coverage protects your restaurant against data breaches, helping you recover quickly while safeguarding your reputation.

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At River East Insurance, we know firsthand how much effort goes into running a successful restaurant. With over a decade of experience in food service operations, we understand the unique risks you face and offer tailored solutions to protect your business. Don’t leave your restaurant vulnerable—contact us today to discuss the coverage options that work as hard as you do.