Coverage for Every Captain & Course

Whether you're fishing on Bolton Lake or cruising Long Island Sound, navigate with confidence knowing your vessel is properly protected.

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Is Your Boat Policy Seaworthy?

Connecticut offers diverse boating opportunities, but also diverse risks. A simple "add-on" to your home policy often lacks the specialized coverage needed for salvage, fuel spills, or total losses.

At River East Insurance, we understand the difference between a bass boat and a 40-foot cruiser. We structure policies with Agreed Value Coverage, ensuring that if your boat is a total loss, you get the full insured amount—no depreciation arguments.

⚓ The Mid-to-Large Yacht Advantage

Having trouble finding affordable coverage for a larger vessel? We have found Travelers Yacht to be incredibly strong in the current market. They offer superior hull coverage and competitive premiums for mid-sized to luxury yachts that other carriers often overcharge for.

Couple enjoying a boat ride on the Connecticut River

Essential Marine Coverages

Don't leave the dock without reviewing these key protections.

Agreed Value Hull

Total loss protection that doesn't depreciate.

  • Guaranteed payout amount
  • No "Blue Book" haggling
  • Crucial for newer & restored boats
  • Covers hull, engines, and equipment

Liability & Pollution

Protect your assets from marine accidents.

  • Bodily Injury to guests/swimmers
  • Property damage to other docks/boats
  • Fuel Spill Liability (Essential)
  • Wreck Removal costs

Personal Effects

Coverage for the gear you bring aboard.

  • Fishing equipment & tackle
  • Scuba & water sports gear
  • Electronics & Binoculars
  • Clothing and personal items

Emergency Services

Peace of mind when the engine quits.

  • On-water towing (Sea Tow/TowBoatUS)
  • Fuel delivery
  • Battery jump starts
  • Coast Guard assistance reimbursement

Our Marine Insurance Partners

We partner with specialists who understand life on the water.

Travelers Yacht Insurance Quote CT
Progressive Boat Insurance Agent
Chubb Masterpiece Yacht Insurance
Safeco Watercraft Insurance
📞 Call Us Get a Quote