We Don't Just Insure Cars, We Insure Passion

Whether it's a '69 Camaro, a vintage Defender, or a modern exotic, standard auto insurance isn't enough. Get Agreed Value protection that respects your investment.

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Why You Need a Specialty Policy

Your classic car is an investment that typically goes up in value over time. Standard auto policies treat cars like appliances that depreciate every day.

At River East Insurance, we specialize in Agreed Value policies. This means we agree on the value of your car upfront—$50,000, $100,000, or more. In the event of a total loss, that is the check you receive. No depreciation, no "Blue Book" haggling.

The Depreciation Disaster

Scenario: Your restored 1967 Mustang is stolen.

Standard Auto Policy Pays "Actual Cash Value." They depreciate the car based on age. You might get a check for $5,000.
River East Specialty Policy Pays "Agreed Value." You get the full insured amount (e.g., $45,000) guaranteed.
Classic car at a show in Connecticut

The Best Names in the Business

We partner with the two undisputed leaders in the collector car world.

Hagerty Classic Car Insurance Agent

Best For: The true enthusiast who drives their car to events and club meetups.

  • Guaranteed Value®: 100% of insured value paid on total loss.
  • Cherished Salvage®: Keep your car even after a total loss payout.
  • Hagerty Drivers Club: Access to specialized flatbed towing and events.
  • Restoration Coverage: Value increases quarterly while you build it.
American Modern Collector Car Insurance

Best For: Collectors with specific mileage habits or hard-to-place vehicles.

  • Flexible Mileage Tiers: Choose 1,000, 3,000, or 6,000 mile plans to save money.
  • Spare Parts Coverage: Up to $2,000 included for parts in your garage.
  • Broad Eligibility: Excellent for Kit Cars, Military Vehicles, and Race Cars (non-racing).
  • Inflation Guard: Automatically increases value to keep up with the market.

What Qualifies as a "Classic"?

Antique & Classic

Vehicles 25 years or older. Stock or lightly modified.

Modern Classics

Newer vehicles (1980+) with high collectibility (e.g., Mustangs, Corvettes, Miatas).

Modified & Custom

Hot rods, Restomods, and Lowriders. We cover the cost of your custom parts.

Trucks & SUVs

Vintage Broncos, Land Rovers, and C10 pickups are eligible for classic plates too.

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