We don't just sell RV insurance; we camp too. Whether you have a Travel Trailer, Fifth Wheel, or Motorhome, get protection that understands the road ahead.
Many agents will simply add your camper to your auto policy as a "towed vehicle." This might be legal, but it leaves massive gaps in your coverage.
As travel trailer owners ourselves, we know that the biggest risks often happen when you aren't moving. A tree branch falling on your roof at the campground, a guest slipping on your steps, or mice getting in during winter storage—these are the real headaches of RV ownership.
River East Insurance specializes in Standalone RV Policies that treat your rig like a home, not just a car.
We check for these specific coverages on every quote we write.
Standard policies almost always exclude damage from vermin. But anyone who stores a camper in New England knows mice are a major threat to wiring and upholstery. We find carriers that include this protection.
RV roofs are expensive. Many policies only pay "Actual Cash Value," meaning they depreciate your roof's value based on age. We look for Replacement Cost coverage to pay for a new roof, not a prorated check.
When you park at a campsite, your RV becomes a residence. If a guest trips over your campfire ring or slips on your steps, this coverage protects you from lawsuits—just like your home insurance does.
You pack a lot of gear: grills, electronics, clothes, and fishing equipment. Personal Effects coverage ensures your belongings are replaced if the camper is broken into or stolen.
If your tow vehicle or motorhome breaks down 100 miles from home, this covers hotel stays and transportation costs so your vacation isn't completely ruined.
Awnings are the first thing to break in a storm. We ensure your policy covers awning replacement without a massive deductible eating up the benefit.
We partner with the biggest names in the RV world to get you specialized protection.