Premiere Umbrella Carriers
We work with carriers known for handling high-value claims efficiently.
One lawsuit can wipe out your savings. Secure your future with affordable excess liability coverage starting at $1 Million.
Most standard Auto and Homeowners policies in Connecticut cap their liability coverage at $300,000 or $500,000.
But what happens if you are sued for $1 Million or more?
If you are found at fault in a serious auto accident, or if someone is injured on your property, you are personally responsible for any damages that exceed your policy limits. This puts your home equity, retirement savings, and future wages at risk of garnishment.
An Umbrella Policy is designed to kick in exactly when your other policies run out, providing an extra layer of security for a surprisingly low annual cost.
You slide on ice on I-84, causing a chain reaction. Medical bills for multiple drivers exceed your $500k auto limit.
Your friendly dog gets spooked and bites a neighbor. The reconstructive surgery and settlement demand is $750k.
Your teenager texts and drives, causing an accident with a high-income earner who sues for lost future wages.
It’s not just for the wealthy—it’s for anyone with something to lose.
Extends the limits of your underlying policies.
Lawyers are expensive, even if you win.
Coverage for non-physical damage claims.
Protection that travels with you.
We work with carriers known for handling high-value claims efficiently.