Bonds in Minutes. Not Days.

Contractor, Commercial, and Court Bonds approved instantly online. Simple, secure, and fast.

The Fastest Way to Get Bonded

Whether you are a contractor bidding on a municipal job, a new auto dealer needing a license, or a family member handling an estate, you need a bond to move forward.

Historically, getting a bond was a slow, paper-heavy process. River East Insurance has changed that. We partner with a leading digital platform that allows you to apply, pay, and print your bond directly from your computer.

We offer thousands of state-specific bonds. For standard commercial bonds, approval is often instant with no credit check required for smaller limits.

Why Use Our Portal?

We combine local agency support with tech speed.

Instant Approvals: Many bonds are issued immediately.
Direct Download: Print your bond certificate instantly.
Competitive Rates: We shop multiple surety markets.
Secure: Encrypted application process.

Types of Bonds We Write

Construction & Contract Bonds

Essential for public works and large commercial projects. These guarantee that you will perform the work as promised and pay your subs.

Bid Bonds: Proof you are serious about the job.
Performance Bonds: Guarantees job completion.
Payment Bonds: Guarantees you pay suppliers.

Apply for Contract Bond →

License & Permit Bonds

Required by the state or municipality to get your business license. These protect the public by ensuring you follow local laws.

Auto Dealer Bonds: Required for DMV licensing.
Home Improvement (HIC): For general contractors.
Notary Bonds: Required for public notaries.

Apply for License Bond →

Court & Probate Bonds

Often required by the court when you are appointed to handle someone else's assets or finances.

Probate Bonds: For estate executors.
Conservatorship Bonds: For guardians of minors/seniors.
Trustee Bonds: For managing trusts.

Apply for Court Bond →

Bonds vs. Insurance: What's the Difference?

Many clients confuse the two. Insurance protects you (if your building burns down). Bonds protect your customer (if you fail to finish their building).

A bond is essentially a line of credit. If the surety company pays out a claim because you failed to do your job, you are typically required to pay the surety company back.

✔ Fidelity Bonds: Also known as "Employee Dishonesty" coverage. Protects your clients if your employee steals from them (e.g., Janitors, House Cleaners).
✔ ERISA Bonds: Required for businesses with 401(k) plans to protect plan assets.

Browse All Bond Types

Common Bond Questions

Do I need good credit to get a bond?

It depends. For small "License & Permit" bonds (under $25k), we often have instant issue options with no credit check. For larger "Performance Bonds," your personal and business credit will be reviewed.

How much does a bond cost?

You pay a percentage of the bond amount (usually 1-3%). For example, a $10,000 bond might only cost you $100 per year.

How fast can I get it?

Using our online portal, many bonds can be issued, paid for, and downloaded in under 10 minutes.

Can I get a bond if I have a new business?

Yes. Surety companies look at your personal financial stability. Being a new business does not disqualify you, though the rate might be slightly higher.