Heavy Loads Require Heavy Coverage.

Specialized Trucking Insurance for Connecticut's Aggregate Haulers, Dump Trucks, and Local Delivery Fleets.

Get a Trucking Quote

We Specialize in Dirt, Sand, & Gravel

Hauling aggregate is not the same as delivering pizza. Your trucks are heavy, your radius is local, and your risks are unique.

Many agencies shy away from Dump Trucks and heavy haulers because they don't understand the filings. At River East Insurance, we lean into it.

We know that a Tri-Axle hauling gravel in Manchester has different needs than a Long-Haul Semi crossing state lines. We partner with carriers who have a specific appetite for Construction & Aggregate hauling to get you the best rates without sacrificing coverage.

Trucks We Insure

We have strong markets for vehicles over 26,000 GVW.

Dump Trucks (Standard & Tri-Axle)
Flatbed Trucks (Lumber & Equipment)
Box Trucks (Local Delivery)
Concrete Mixers
Tractors (Local Radius)
Landscaping Fleets

The Power of Choice: Progressive & Geico

We are an independent agency, which means we shop the top commercial trucking carriers for you. We are proud authorized agents for the two biggest names in the industry.

PROGRESSIVE

The #1 Truck Insurer

Progressive Commercial is the market leader for a reason. They have a specific, aggressive appetite for Dirt, Sand, and Gravel haulers.

Excellent rates for Dump Trucks
Fast State & Federal Filings
Adjusters who understand heavy trucks

GEICO

Commercial Strength

Geico Commercial is a powerhouse for local businesses. They are an excellent fit for contractors and delivery fleets.

Great for Contractors & Landscapers
Flexible payment plans
Competitive on Local Radius risks

Do You Need Filings?

If you haul for hire, the DMV or the Federal Government often requires specific proof of financial responsibility to keep your authority active.

At River East Insurance, we specialize in Motor Carrier compliance. We structure your policy to meet the strict requirements of state and federal regulators, ensuring your carriers transmit the necessary data so you can stay on the road.

✔ Form E / Form H: We secure policies that satisfy State financial responsibility requirements.
✔ MCS-90: We provide the Federal endorsement required for interstate hauling and hazardous materials.
✔ BMC-91X: We partner with carriers who electronically report your liability limits to the FMCSA.

Get Compliant Today

Essential Trucking Coverages

Primary Liability

Mandatory coverage. It pays for injuries or damage you cause to others. Most aggregate haulers require $1,000,000 in liability to get on major job sites.

Physical Damage

Protects your truck. If your dump truck tips over at a job site or hits a deer on Route 2, this pays to repair or replace your vehicle.

Motor Truck Cargo

Even if you are hauling dirt, you are responsible for the load. Cargo coverage protects you if the load is lost or dumped accidentally on the highway.

General Liability

Trucking liability only covers you while driving. General Liability covers you when you are loading, unloading, or if a customer slips at your yard.

Pollution Liability (Broadened)

If your truck overturns and spills diesel fuel into a wetland, the cleanup costs can be astronomical. Standard auto policies often exclude this. Ask us about adding it.