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Auto Repair Shop

Automotive Industry Insurance

Connecticut Automotive Business Insurance

 

Owning or operating an automotive business—whether it’s a dealership, repair shop, or auto parts store—requires balancing a fast-paced environment with the risks that come with it. From protecting employees and customers to safeguarding valuable inventory, automotive businesses face unique challenges that demand tailored insurance solutions.

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That’s where River East Insurance stands out. We specialize in protecting automotive businesses of all sizes, offering comprehensive coverage to address the risks you face every day. Known for our responsiveness, innovative technology, and expertise, we are also proud to deliver some of the most competitive Workers' Compensation Insurance rates in the industry.

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Whether you’re a dealership with a large staff, a repair shop owner juggling tools and clients, or an auto parts retailer ensuring smooth operations, we’re here to protect your business and help you succeed.

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Why Is Automotive Industry Insurance So Important?

 

The automotive industry comes with significant liabilities. From workplace injuries to property damage, theft, and customer claims, the unexpected can disrupt your operations and threaten your financial stability. At River East Insurance, we offer tailored policies designed to mitigate these risks and keep your business moving forward.

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With us, you’re not just buying a policy—you’re gaining a partner who understands your business and works hard to protect it.

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Comprehensive Coverage for Automotive Businesses

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Workers' Compensation

 

The automotive industry has a higher risk of workplace injuries, from heavy lifting in auto parts stores to accidents in repair shops. We specialize in low-cost Workers' Compensation Insurance, ensuring your employees are covered for medical expenses and lost wages while keeping your overhead costs low.

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Garage Liability Insurance

 

Whether you operate a repair shop or a dealership, you’re responsible for vehicles in your care. Garage Liability Insurance covers property damage, bodily injury, and legal costs related to incidents involving your business operations.

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Dealer Open Lot Coverage

 

Auto dealerships have significant investments in inventory. Dealer Open Lot Insurance protects your vehicles from risks like theft, vandalism, weather damage, or accidents, ensuring your inventory is covered no matter what happens.

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Commercial Property Insurance

 

Your business relies on physical assets, including tools, equipment, and your premises. Commercial Property Insurance protects against fire, theft, and other covered events that could damage your property or disrupt your operations.

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Commercial Auto Insurance

 

If your business uses company vehicles for deliveries, customer transport, or other operations, you need Commercial Auto Insurance. It provides protection against accidents, vehicle damage, and liability, ensuring your fleet stays on the road.

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Cyber Liability Insurance

 

Automotive businesses increasingly rely on technology for inventory management, customer data storage, and payment processing. Cyber Liability Insurance protects you from data breaches and cyberattacks, covering recovery costs, legal fees, and reputation management.

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Employee Practices Liability Insurance (EPLI)

 

Your business involves hiring, training, and managing employees, which can sometimes lead to claims of discrimination, harassment, or wrongful termination. EPLI provides financial protection against such claims, helping you handle legal challenges effectively.

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Why Choose River East Insurance for Automotive Business Coverage?

 

At River East Insurance, we bring a deep understanding of the automotive industry and a commitment to delivering cost-effective and reliable coverage. With our competitive Workers' Compensation rates, access to top-tier carriers, and personalized approach, we tailor solutions to meet your specific needs.

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Whether you’re running a dealership, repair shop, or parts store, our expertise and responsive service ensure you’re protected from the unexpected. Let us handle your insurance so you can focus on delivering great service to your customers.

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Contact us today to learn more about the customized insurance solutions we offer for automotive businesses like yours.

Work With Us!

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