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Disaster Readiness

Check out the US Department of Homeland Security’s official site for a library of tips that help explain what to expect before, during, and after a disaster occurs. We've highlighted several incidents that commonly occur in the southeastern region below. Click each block for helpful information and preparation tips.

  1. Develop a plan of action. Communicate and practice beforehand.

  2. Snap photos of important legal documents and other records. Store them in a safe place.

  3. Keep insurance policy numbers, your carrier’s contact information, and your insurance agent’s contact information readily available.

  4. Inventory & document your property. Take photos, videos, and note year, make, and model when possible.

  5. Understand your insurance coverage and options. Keep policies up to date throughout the year as things change.

  6. Ensure you have insurance for relevant hazards like flood, wind and hail, etc.

Home Fires

A fire can become life-threatening in just two minutes. A residence can be engulfed in flames in five minutes.

On Fire
Hurricane Map


Hurricanes are dangerous and can cause major damage from storm surge, wind damage, rip currents and flooding. They can happen along any U.S. coast or in any territory in the Atlantic or Pacific oceans. Storm surge historically is the leading cause of hurricane-related deaths in the United States.

Flood in settlements


Flooding is a temporary overflow of water onto land that is normally dry. Floods are the most common natural disaster in the United States. Failing to evacuate flooded areas or entering flood waters can lead to injury or death.

Flood in settlements


Tornadoes are violently rotating columns of air that extend from a thunderstorm to the ground. Tornadoes can destroy buildings, flip cars, and create deadly flying debris.


Lightning is a leading cause of injury and death from weather-related hazards. Although most lightning victims survive, people struck by lightning often report a variety of long-term, debilitating symptoms.


Winter Storms

Winter storms create a higher risk of car accidents, hypothermia, frostbite, carbon monoxide poisoning, and heart attacks from overexertion. Winter storms including blizzards can bring extreme cold, freezing rain, snow, ice and high winds.

Sever Weather

Severe weather can happen anytime, in any part of the country. Severe weather can include hazardous conditions produced by thunderstorms, including damaging winds, tornadoes, large hail, flooding and flash flooding, and winter storms associated with freezing rain, sleet, snow and strong winds.

Storm Clouds
Power Pole Repair
Power Pole Repair

Power Outages

Extended power outages may impact the whole community and the economy. A power outage is when the electrical power goes out unexpectedly.

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