
Umbrella Insurance
Personal Umbrella Insurance
Extra Protection When You Need It Most
A personal umbrella insurance policy provides additional liability coverage beyond your home, auto, or other personal insurance policies. This extra layer of protection is essential if you're ever faced with a costly lawsuit or large claim.
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Why Consider an Umbrella Policy?
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Higher Liability Limits – Covers expenses beyond your existing policies.
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Legal Defense Costs – Helps cover legal fees in case of a lawsuit.
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Broad Coverage – Protects against personal injury, property damage, and more.
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Affordable Peace of Mind – High-value coverage at a low cost.
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Who Needs Umbrella Insurance?
Anyone with significant assets, rental properties, high-risk hobbies, or a potential for liability exposure should consider an umbrella policy. A good rule of thumb is to have coverage that meets or slightly exceeds your net worth to ensure adequate coverage. While anyone can be sued for almost anything, an umbrella policy offers peace of mind knowing you have additional protection when you need it most.
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At River East Insurance, we’ll help you find the right coverage tailored to your needs. Contact us today to discuss your options!